First Time Home-Buyer Education

Project BRAVO, Inc. is a HUD Certified non-profit organization dedicated to assisting El Pasoans on their journey to becoming successful homeowners. Our Homeownership Housing Counselors offer homeownership education classes, seminars and one-on-one counseling. Successful completion of our 10 hour program ensures potential homeowners access to several local, City, State and government programs that can assist with down payment assistance, closing cost and principle reduction assistance. In the one-on-one counseling session with a Homeownership Housing Counselor a specialized action plan will be created based on your current situation as well as a successful budget that will help participants reach their goal of becoming a homeowner.

Topics covered throughout the home-ownership education process include:

 

•       Understand your affordability

•       Know your rights

•       Paying off debt

•       Importance of saving

•       Understanding your credit score and credit history

•       Home-ownership education & Programs

•       Mortgage basics, terms and terminology